For the OStash challenge.

I've used:
1. At Least 2 Different Photos (yes!)
2. Patterned Background: By Ashalee Wall, 12 days of X-mas collab
3. At Least 3 Different Papers: more from the same kit.
4. Fastener: By Nina Scraps, Sweet and soft.
5. Splatter: By Nina Scraps, Read and relax, with Ashalee Wall-paper as overlay.
6. Flower or Natural Element By Ashalee Wall, Whispers and B&W
7. Photo Effect: Super fun happy, by Totally rad.
8. Wordart/Title/Alpha: yes, fonts: Arial black and Pablo
9. Journaling: no
10. A Frame: By Paislee press, View finder frames No 3.

And an swirl by Nina scraps (sweet and soft).

Tfl.