Process I opened page 4 of the MultiFoto Template Album No.1 and placed an artsy paper onto the background. Photos and papers were clipped to the masks, setting one of the frame masks to an Overlay blending mode, necessitating the erasing of part of the underlying frame layers. The FotoBlendz mask was set to a luminosity blending mode and a second copy of the image set to a screen blending mode to lighten it up. Some layers of the template were filled with colour and others were hidden due to the artistry on the background paper. An overlay, word transfer and artsy transfer were added into the background and wordart, dimensional elements and journaling completed the layout.
I like how you used the sepia to tone down your page to a festive level with great energy. Those colors are so loud you didn't need much and you got it just right. Also like the darker colors upper left with lighter toward the lower right.