Credits:
ArtsyTransfers Christmas Tree by Anna Aspnes http://www.oscraps.com/shop/ArtsyTransfers-Christmas-Tree.html
ArtPlay Palette Christmas Magic by Anna Aspnes http://www.oscraps.com/shop/ArtPlay-Palette-Christmas-Magic.html

Process: I started with an artsy paper from ArtPlay Palette Christmas Magic. Then I placed a solid paper below this and an overlay with dots above. I added the photo and the blend mode was set to Darken. Two transfers from ArtsyTransfers Christmas Tree were placed under the photo and I moved the layers around a bit. A wordtransfer, brushes, transfers and paint splatters from ArtPlay Palette Christmas Magic were placed on the left side and then I added some embellishments. I finished the page with the wordstripe and the tag with a date.