Credits:
emeto designs - Sunny Meadows, Bold and Beautiful Papers Set 1 and Bold and Beautiful Elements
et designs: Scent of Garden Kit and Scent of Garden Play with Brushes
Crafty Button Designs: Float On Watercolor Backgrounds #2 and Watercolor Backgrounds #3
Fonts are Baby Sunshine, KG Thank You Stamp and Another

The background consists of four layers. The bottom is a blue watercolor background with a Normal Blend Mode. The paper above that is a mostly red and blue paper with a Blend Mode of Darker Color. The paper above that is a mostly yellow paper with some green and it uses a Blend Mode of Darker Color. The top paper is blue and yellow at the center with green edges. The Blend Mode here is also Darker Color.