Credits:
FotoInspired Template Pack No 2L https://www.oscraps.com/shop/FotoInspired-Template-Pack-No.-2L.html
ArtPlay MiniPalette Cherish (retired)
ArtPlay Palette Special One (Spring ValuePack No. 1 https://www.oscraps.com/shop/Spring-ValuePack-No.-1.html)

Process: I started with a template from FotoInspired Template Pack No 2L. I placed my photos and clipped them to the photo masks. One of the photos was changed to b/w with an adjustment layer for Black & White. To the two masks in the bottom right corner I placed an overlay and an artsy paper from ArtPlay Palette Special One. I adjusted all photos with adjustment layers for Levels, Curves and Hue/Saturation. I added a mask to each photo and did the adjustments on these. I finished the layout with embellishments and wordarts from ArtPlay Palette Special One and ArtPlay MiniPalette Cherish.