Creating process:
1. I started with a solid paper.
2. I found that rainy photos fit well to this paper, so I chose 2 of my photos I took that day. I added Stroke layer style to these layers and then I rasterized the layer styles. After that I added Drop shadow layer styles to the photo layers, and I created a new layer from one of two layer styles and deformed, then blurred it.
3. I placed a brush below the photo layers.
4. I found the page a little bit "empty", so I chose another photo. I clipped it to a FotoBlendz and the FotoBlendz's layer style was set to Darken. I duplicated the photo, but this layer wasn't clipped to the mask. Then I went to Filter Gallery and chose GlowingEdges filter, after that I set the layer style Multiply. I added a layer mask to this layer, and hid some areas by painting with black color on the layer mask. But I paid attention, that the filtered layer showed more than the original photo.
5. Finally I added one of the UrbanStitches Leaves to decorate my page (and to fasten the photo).

Thanks for looking!
Eszter