I have always thought scrapping for money would be considred CU, while scrapping for friends and family for free - as gifts etc - would be scrap for others... In addition to the substantial financial cost per page, I think the difficulty would be having others share private photos and details (names, dates, info for journaling etc) with me and then discussing how they would love that info presented on a page, which kit/theme/look etc... I'm thinking this is the reason quick-pages exist? So people who don't scrap but would love to have a beautiful album can buy the pngs and insert their photos and be done in a matter of mintues. Otherwise, I don't see the point of quick pages...