Credits:
ANNA ASPNES DESIGNS
On Sale - 23 Sept 2020
Classic Feuillemort Collection [url=https://www.oscraps.com/shop/AnnaRelease-21-September-2018.html]ClassicFeuillemortCollection[/url]
ArtPlay Palette Feuillemort_SolidPaper2;Transfer1;Ribbon [url=https://www.oscraps.com/shop/ArtPlay-Palette-Feuillemort.html]APPFeuillemort[/ur]
Autumn WordART Mix No. 4_WAGoWithFlow [url=https://www.oscraps.com/shop/Autumn-WordART-Mix-No.-4.html]AutumnWAMixNo4[/url]
Artsy Layered Template No. 276_paper;textbox [url=https://www.oscraps.com/shop/Artsy-Layered-Template-No.-276.html]ALTNo276[/url]

Process:
Opened ALT No.276. Added Solid Paper, it became the background. Rotated the Paper. You have turned off template layers. Only the paper and textbox layers remain visible. He moved these. :) | He opened the beautiful photo. (Pixabay) Blending: Darken. He used a layer mask to remove excess parts. | Placed by the Transfer. Blending: Vivid Light. You used the layer mask to modify. | Added the WA, the quote, ribbon.

Quote: In matters of style, swim with the current; in matters of principle, stand like a rock. (Thomas Jefferson)

Thanks for looking!
I do not speak English. I'm using Google Translator - sorry! I will answer your question!
Margo