Artplay MiniPalette Brio (free with a $20.00 purchase from aA Designs during the birthday celebration!)
Ripped Paper No 1
MultiLayered FotoBlendz No 5
See WordArt No 1

I used a solid paper from Brio and cloned out the transfer on the left. I placed 5 transfers on top of the solid paper and used the paper texture duplicated and rotated to make a frame for my photo. I used a paper from Ripped Paper No 1 and clipped a Brio solid paper to it, duplicated it and added a curves layer. I used a free Watercolor action from Adobe on my photo to give it a painterly look. For the mask I chose one of the MultiLayered FotoBlendz No 5. All the elements are from Brio. I used a hue/saturation layer to lower the saturation on the button and ribbon. Thank you for looking.