Anna Aspnes_ArtPlay Palette Aspera
here
Life WordART No. 9
here
FramedMasks No. 3
here
NBK_re-invent {Artsy Bits & Pieces No1}
here

Process: I started with the backgroundpaper. I clipped my picture on the mask and placed the frame. Then i added transfers and overlays over and under the picture. Changed some blendmodusses. Placed the wordart and some elements.

Thanks for looking !