Mediterranka Design_Monthly Digest: January (Mini kit)
here
Joanne Brisebois_Still Life Collection: Frame + Mask Set 1 Element Pack
here

Process: I placed a paper on the first layer, than i placed the paper with the journaling as second layer and set the opacity at 21%. Than i placed the picture, added a mask and duplicated the second layer and put it above the mask. I placed the journaling and set the opacity at 70%
Finally i added some elements.

Thanks for looking !