Anna Aspnes Designs:
ArtPlay Palette Ocean Cove - http://www.oscraps.com/shop/product.php?productid=43872&cat=383&page=1
ArtsyKardz Ocean Cove - http://www.oscraps.com/shop/product.php?productid=43904
ArtPlay Palette Summer Breeze (Transfer) - http://www.oscraps.com/shop/product.php?productid=43951&cat=383&page=1
ScriptTease Summer Overlays No. 1 - http://www.oscraps.com/shop/product.php?productid=43949&cat=383&page=1
Summer WordART No. 2 - http://www.oscraps.com/shop/product.php?productid=43950&cat=383&page=1
UrbanStitchez No. 5 - http://www.oscraps.com/shop/product.php?productid=43929&cat=383&page=1
ArtPlay Palette Salty Living(Button) - http://www.oscraps.com/shop/product.php?productid=30847&page=1
ArtPlay Palette Wander(Staple) - http://www.oscraps.com/shop/product.php?productid=30500&page=1

Process:
I started with an Artsy Paperfrom APP Ocean Cove
Placed ArtsyKard & Photo
Used Eraser Brushes to Blend Photo into ArtsyKard
Framed Photo and ArtsyKard
Placed Transfer
Placed Overlay & Re-Colored
Finished with Elements & Wordart