After the 1st session of Anna's Elevate with Adjustment Layers, I wanted to experiment with Color Fill and Gradient Fill adjustment layers.
Photo Credit: pxhere. The photo doesn't really have any significance, it had the colors I wanted, and then I changed them .

I started with Impressario Artsy Paper 1, placed my photo in the top left corner, masked and brushed away the edges, and clipped a pale-yellow Color Fill to it with blend mode Multiply, Opacity 77%. I added elements (foliage, ribbon and button (w/ Levels adjustment), then clipped a piece of lace from the palette and a tan Color Fill (blend mode Multiply, Opacity 74%) to the ribbon. I added Button Threadz, Dragonfly (w/ drop shadow), word art and quote. I placed a few layers from Artsy Transfer2 below the photo layer. And finished with a Gradient Fill at the top, blend mode Soft Light, Opacity 87%. And this is the second time I've typed this after accidentally clicking on the back button before saving. UGH!