I've been wanting to use this wood frame ever since FotoInspired 3A templates were released, finally got an idea from the gallery (sorry I lost the link). I placed photos on top of the frame, aligning somewhat with the spaces, then clipped a photo in Lighter Color mode.
On the right I used Scenic Template Fotoblendz then added another photo of the marina in Overlay mode, adding brush work to blend.
On top of everything I placed the Oz extractions (done in iPhone) - the idea is he is the focal point of my life against a changing backdrop