This is my great grand Annie Winter and her husband George Todd around 1895. See the companion page for some of their story.
For the challenge, I used the center horizontal line - text overlay, photo, flowers.
I used no special techniques in this LO. I simply started with the background paper, added the photo, then added the border, overlays, and paint. Lat came the butterflies and elements to the side of the photo. When it still didn't look finished I added word art at the top under the border and staples.