for the
Challenge #1 - TEMPLATE
https://ozone.oscraps.com/forum/showthread.php?t=39942
I used
"HELLO AUTUMN" Kit and "HELLO AUTUMN" Wordart by Lynne Anzelc Designs
https://www.oscraps.com/shop/Hello-Autumn.html
https://www.oscraps.com/shop/Hello-Autumn-Wordart.html
October Challenge Template Freebie by Ona (aka wombat146)
https://www.oscraps.com/shop/Oscraps-Challenge-Freebie-October-2020-by-Ona.html?
No photo - all is a part of the Kit