The template was dragged onto a 12x12 document
The template was resized and a solid paper added
Some photomasks were removed and photos processed and clipped with the remainder of masks.
Artzy Kardz were then clipped to masks.
Embellishments and some elements from Magic Sprinklez were added
WordArt was placed and a stroke and drop shadow added.
Finally I added a stitched border.
Thanks for looking