APP autumn cheer
http://www.oscraps.com/shop/ArtPlay-Palette-Autumn-Cheer.html
ALT no. 212
http://www.oscraps.com/shop/Artsy-Layered-Template-No.-212.html
Playpark no. 1
http://www.oscraps.com/shop/PlayPark-No.-1.html
Autumn wordArt no. 6
http://www.oscraps.com/shop/Autumn-WordART-No.-6.html
urban stitches no. 9 and no. 11
http://www.oscraps.com/shop/UrbanStitchez-No.-9.html
http://www.oscraps.com/shop/UrbanStitchez-No.-11.html

Notes:
I created the document,selected an image.
I opened the brushes and made a clipping mask by combining several of the brushes in a shape that I liked for the image.
I clipped the image to this and then began experimenting with the various overlays and transfers in the APP.
I chose several papers to get the blended look that I wanted,added stitches and word art.
Blending modes were used on most of the elements of the page.

This is a sunset at one of my favorite spots at the lake. It is taken where the water takes on the color of the sun and glistens like gold.