Credits:
ANNA ASPNES DESIGNS
***Artsale-06-18-2015***
ArtPlay Palette Summery_ArtsyPaper4;Frame2;Tag [url=https://www.oscraps.com/shop/ArtPlay-Palette-Summery.html]ArtPlay Palette Summery[/url]
Summery Edge Overlays No. 1_1 [url=https://www.oscraps.com/shop/Summery-Edge-Overlays-No.-1.html]Summery Edge Overlays No. 1[/url]
MultiMedia Suns No. 1_2 [url=https://www.oscraps.com/shop/MultiMedia-Suns-No.-1.html]MultiMedia Suns No. 1[/url]
Summer WordART No. 4_3 [url=https://www.oscraps.com/shop/Summer-WordART-No.-4.html]Summer WordART[/url]

Also used:
eABeach No. 1_1 [url=https://www.oscraps.com/shop/eA-Beach-No.-1.html]eABeach No. 1[/url]
ArtPlay Palette Moira_LaceB [url=https://www.oscraps.com/shop/ArtPlay-Palette-Moira.html]ArtPlay Palette Moira[/url]
Camera FotoBlendz No. 1_5 [url=https://www.oscraps.com/shop/Camera-FotoBlendz-No.-1.html]Camera FotoBlendz No. 1[/url]

Process:
I opened a new 12x12 document. As a background, I chose ArtsyPaper. Then I put a photo on the page, of which I made two copies. FotoBlendz I cut a mask. The two copies were made to give the umbrella and the sailboat a separate shadow. (I removed the unwanted environment with Magic Wand Tool and then shielded it.) I placed the oval frame.
I put an overlay layer on the background, blending: overlay. I searched for the location of Lace under the photo. I placed the MMSun, which also received the Member's Maslie. :) Tag has been added to WA, eABeach_1, and MMSun_urbanstitchez. I have logged the location and time of the photo.

Thanks for looking!
I do not speak English. I'm using Google Translator - sorry! I will answer your question!
Margo