ArtPlay Palette Home https://www.oscraps.com/shop/ArtPlay-Palette-Home.html
On Sale March 6
Home WordART No. 1 https://www.oscraps.com/shop/Home-WordART-No.-1.html On Sale March 6
MultiMedia Homes No. 1 https://www.oscraps.com/shop/MultiMedia-Homes-No.-1.html On Sale March 6
Artsy Layered Template No.136 https://www.oscraps.com/shop/Artsy-Layered-Template-No.-136.html On Sale March 6

When I start with a kit I like to look at the papers and think what would look good with these. In this case I thought beach. I went to Lightroom and did a search on the keyword beach and found this picture. I took the three landscape frames from Artsy Template 136 and moved them onto my page. I turned them 90 degrees. Next I copied one of the frames placing it at the beginning and slight lower than the other frames. I added my photo to each of the photo masks using the Create Clipping Mask in the Layers menu. I placed Transfer 4 from APP Home behind the photos because I like how the brown mirrors the pillions of the pier. I added transfer 11 to the right side so the curl of colors was at the top as I felt this looked a little like a wave that crashes on the rocks and falls back on itself and the white paint helped contain the photos. I erased the parts that didn't support this idea. I played with the Hue and Saturation adjustment to reduce the brightness of the colors. I used blue paint and Brush 8 to fill in the circle and inverted to paint on the right side. This brush is bricks so I added a motion blur filter to this layer to blur the look