Artsy Layered Template No. 231 http://www.oscraps.com/shop/Artsy-Layered-Template-No.-231.html
ArtPlay Palette Coastline http://www.oscraps.com/shop/ArtPlay-Palette-Coastline.html
Coastline FotoBlendz No. 1 http://www.oscraps.com/shop/Coastline-FotoBlendz-No.-1.html
MultiMedia Shells No. 1 http://www.oscraps.com/shop/MultiMedia-Shells-No.-1.html
Beach WordART Mix No. 2 http://www.oscraps.com/shop/Beach-WordART-Mix-No.-2.html
All Anna Aspnes

I opened a new document USA paper Letter size and rotated it.
I opened the template
I dragged the whole template and all layers in the new document.
I will describe how I did that in a blog tutorial at the end of the month
Then I filled up the layers with the photos. I recolored some transfers and stains and splatters. And I added some transfers from APP Coastline.
I added the WordArt, elements and text.
I merged the layers and sharpened the page. I gave it a little more Vibrance with an Adjustmentlayer.