Use It All Challenge Details:

Papers:
PP5=background Saturation Increase
PP10=photo frame

Elements:
Blending Mask 1 - duplicated, merged, photo clipped to it
Artsy Bit 1 - Color Dodge, 50% opacity
Flower - resized, shadow
Artsy Bit 4 - Overlay, 50%opacity
Loop - Pin Light, 80% opacity

Wordart:
White No. 2 - soft light, duplicated