Anna Aspnes :
ArtPlay Palette Ocean Cove http://www.oscraps.com/shop/product.php?productid=43872&page=1
Project 2011 Workshop http://www.oscraps.com/shop/product.php?productid=43872&page=1
Summer WordART N2 http://www.oscraps.com/shop/product.php?productid=43950&page=1
UrbanStitchez N6 http://www.oscraps.com/shop/product.php?productid=44066&page=1
UrbanStitchez N3 http://www.oscraps.com/shop/product.php?productid=33447&page=1
Multimedia Flutterbys N3
http://www.oscraps.com/shop/product.php?productid=43553&page=1

I'm a fan of this pack of templates.
First I've resized the template. I clipped the same picture on both masks. I duplicated the photo several times using different blending mode. I then merged together and I placed it on a solid paper, enriched with several transfers using the blending mode Multiply. I then added the Multimedia Flutterby, the Stitchez to give relief and WA colorized with transfers.