Credits:
ANNA ASPNES DESIGNS

**AnnaRelease 28 November 2014** AR28Mpv2014
ArtPlay Palette Merry Tree_ArtsyPaper3-4;Overlay2;Transfer1;StarGlitter APPMerryTree
Evergreen Edge Overlays No. 1_3 EvergreenEdgeOverlaysNo1
MultiMedia ChristmasTrees No. 3_4 MMChristmasTreesNo3
Christmas WordART No. 10_5 ChristmasWordARTNo10

Also used:
ArtPlay Palette Blessings_Transfer12;Frame2 APPBlessings
ArtPlay Palette Night Before Christmas_SantaClaus APPNigthBeforeChristmas

Process:
December - Player Santa Inviting!
You started by opening a new document. Added by ArtsyPapers. Upper modified by Lighter Color. | Opened, painted white and modified by Effects> Bevel & Emboss in Evergreen Edge Overlays. | Placed on Transfer, the photo was cut to it. He let it dim. | Added by Frame2 from APP Blessings, deleting unnecessary parts with a layer mask. | Opened # 4 from MM Christmas Trees No.3. Also added by SantaClaus from APP Night Before Christmas, and Transfer Post. | He placed it in WA, placed the Santa inviting poem underneath. | Housed in shielded StarGlitters.

I do not speak English. Im using Google Translator - sorry! I will answer your question!
Margo