Artsy Layered Template No. 235 http://www.oscraps.com/shop/Artsy-Layered-Template-No.-235.html
ArtPlay Palette Fallen Blush http://www.oscraps.com/shop/ArtPlay-Palette-Fallen-Blush.html
MultiMedia Leaves No. 5 http://www.oscraps.com/shop/MultiMedia-Leaves-No.-5.html
Autumn WordART Mix No. 2 http://www.oscraps.com/shop/Autumn-WordART-Mix-No.-2.html
UrbanThreadz No. 12 http://www.oscraps.com/shop/UrbanThreadz-No.-12.html
All Anna Aspnes

I made the Artsy Layered Template a lot smaller. I placed all the layers in a new document after resizing.
Then I started clipping my photos to the framemasks, and the big photo to the paintlayer.
I placed the backgroundpaper.
I builded the page up again with the transfers and brushes from the template.
I placed a frame under the photo and filled the photo space with a background.
I placed the elements, WordArts and Threadz.
I placed a glow from MM Leaves.
I merged the page and did some sharpening and Dodge and Burn work.
I overlayed a paper on the page with Gaussian blur for a soft warm glow.