Anna Aspnes Designs:
ArtPlay Palette Chance - http://www.oscraps.com/shop/product.php?productid=44680
Chance WordART No. 1 - http://www.oscraps.com/shop/product.php?productid=44676
Jazzed Up Loop Da Loop No. 3 - http://www.oscraps.com/shop/product.php?productid=44675

Process:
I started with a solid paper from APP Chance
Placed APP Chance Transfers
Placed photo and blended using brushes
Framed Photo
Placed Jazzed Up Loop Da Loop
Placed APP Chance WordArt, rotated, clipped with an artsy paper & re-sized
Placed label, cut & resized
Finished with APP Chance elements