Supplies
Artsy layered template No 252 ** New On Offer 23rd June** Product Name
APP_Paraiso ** New On Offer 23rd June** Product Name
Paradise WordART Mix ** New On Offer 23rd June** Product Name
Spackle Textured No 6 Product Name

Process
I clipped the same photo four times to the masks locking them together. I turned off the layers on the template and brought them back in again individually recolouring using the colour overlay and hue saturation functions. I clipped another photo to a large paint transfer extending the line of the river outside the frames. I used brushes to add emphasis on areas, adding elements and wordART.
thanks for looking.