I used:
Artsy Transfers Anything ** Coming Soon**

ArtPlay Palette Anything

http://www.oscraps.com/shop/ArtPlay-Palette-Anything.html

MultiMedia Hearts 1

http://www.oscraps.com/shop/MultiMedia-Hearts-No.-1.html

StitchedbyAnnaCircleLoopDaLoops 1 (possibly retired)

AnnaBlendz Artsy 4

http://www.oscraps.com/shop/AnnaBlendz-Artsy-No.-4.html

WaterColor Hearts 1

http://www.oscraps.com/shop/WatercolorHearts-No.-1.html

My process:

I started with a background paper from the APP,then imported the AT 3psd and 5psd files. Some of these layers were resized and others were turned off.My image was then placed on a layer,masked and blended by brush blending technique using AnnaBlendz Artsy 4 brushes.When I was satisfied with that layer,I copied it applying screen blending mode.Another layer was placed on top of that and a copy of the image that had been blended using the same technique and on this layer the opacity was reduced to 53%.I next placed a bevel/emboss effect on the lace png and layered a frame ,color changed to white,behind the image stack.A transfer was clipped to the wordART and placed to the left of the images.The stitchez were placed on the back ground layer,resized and parts erased.A cluster was formed using the heart brush,art strokes,paint,watercolor heart,a duplicated resized transfer,tag,and paint layer,sized reduced.On top of this I placed a brad and some splatters were duplicated and used throughout the design.I reduced the size of the original image and placed it on top of the tags in the layers stack.

Thanks for looking!