I took these photographs of Neve today so this is hot off the press so to speak

I started with a plainish artsy paper, duplicated it, rotated and changed the top paper to Multiply mode. On top I layered transfers from the AP then used inverted masking technique to select the figures which I placed on top of the transfers. The smaller figure is on multiply mode to allow some of the texture to show through, the other is normal but I changed the opacity of the brush as I revealed the figure from the mask to keep it quite soft. The rest is layering of brushes on top of the element leaves, stains recoloured to accentuate the teal of the jumper and a little cluster of elements and word art. The leaves are from MM Branches 7

ArtPlay Palette Autumn Romance
http://www.oscraps.com/shop/ArtPlay-Palette-Autumn-Romance.html
GoldLeaves No. 4
http://www.oscraps.com/shop/GoldLeaves-No.-4.html
Autumn WordART Mix No. 1
http://www.oscraps.com/shop/Autumn-WordART-Mix-No.-1.html
MultiMedia Branches No. 7
http://www.oscraps.com/shop/MultiMedia-Branches-No.-7.html