I used one of the transfers as a clipping mask for this photograph and the rest has been done using the brushes from Anna's new AP and just playing about with blending modes.

ArtPlay Palette Imagination http://www.oscraps.com/shop/product.php?productid=45282&cat=383&page=1
Family WordTransfers No. 1
http://www.oscraps.com/shop/product.php?productid=27883&cat=397&page=8