Artplay Palette Autumn Romance http://www.oscraps.com/shop/ArtPlay-Palette-Autumn-Romance.html
Gold Leaves 4 http://www.oscraps.com/shop/GoldLeaves-No.-4.html
Autumn Romance FotoBlendz 1 http://www.oscraps.com/shop/Autumn-Romance-FotoBlendz-No.-1.html
Autumn WordART Mix No. 1 http://www.oscraps.com/shop/Autumn-WordART-Mix-No.-1.html
Also used:
JazzedUp LoopDaLoop No. 1 http://www.oscraps.com/shop/JazzedUp-LoopDaLoop-No.-1.html
Remember WordART Mix No. 1 http://www.oscraps.com/shop/Remember-WordART-Mix-No.-1.html
FotoBlendz Overlays No. 3 http://www.oscraps.com/shop/FotoBlendz-Overlays-No.-3.html
All Anna Aspnes

I made my first photo a bit warmer Autumn look.
I clipped the photo to the FotoBlendz
I placed the postcard and made a frame of a selection with a 20 pixels stroke in white.
I placed the background paper and blended it to the white backgroundlayer.
I clipped a blurred copy of my photo on FotoBlendz no 3.
I placed all the transfers and brushes under and over the photolayer. Some were colored.
I placed a second photo with the same phototreatment on the right, clipped to an Autumn Romance FotoBlendz
I added the WordArt and the elements and the LoopDaLoops.
I copied the Fall Wordart and did a Color Overlay.
I clipped the blurred photo to some transfers and used them as a color accent/glow on top of the page and over the photo, and on the left side of the page.
I colored the Wordarts and LoopDaloops to match the page!
I used the shadow from the leaves in the elements from APP Autumn Romance, filled with color to fill up the butterfly and to place on the edges of the page.
I merged the layers and did some Dodge and Burn work and some sharpening all by the Curves Adjustment layer with the help of a layermask!