ArtPlay Palette Lost (Valentine’s Sale 50% off on Collection) (AP2, metal heart, lavender)
Framed Masks No 7
Lost Word Art Mix 1 (WW, WA, WT)
UrbanThreadz 21-8
Lost Artsy Transfers 3
Paper Textures 12-4
Artsy Stains 2
Glow

AP2 was placed on a new document, the Framed Mask was placed, the photo was clipped, a Soft Light Gradient and Artsy Transfer 3 merged to one layer with Hue/Sat Adj., both clipped to the photo. Word Art (modified, drop shadows added), UrbanThreadz, elements, Paper Texture, Stain and a Glow (blend mode Hard Light) were added.

Photo Credit: deliberation by aegis illustration, DeviantArt, free to download/use with proper credit given.