Credits:
20 Shades of Gradients by Vicki Stegall
Still Life Collection Frame + Mask Set 2 by Joanne Brisebois
Still Life Collection Mask + Sun Flares by Joanne Brisebois
Still Life Collection 12x12 Overlays Set 2 by Joanne Brisebois
Wordart by Sue Cummings (a freebie - not sure what it was called? Happy Thoughts maybe?)
JazzedUp LoopDaLoop No. 1 by Anna Aspnes

Font - Janda Capslock