Scrap Now Template Set 2 by Vicki Robinson
https://www.oscraps.com/shop/Scrap-Now-Template-Set-2-12x12-by-vicki-robinson-designs.html

Wonderful Fall MiniO by Vicki Steagall
Elements https://www.oscraps.com/shop/WonderFall-Elements.html
Textured and Solid Papers
https://www.oscraps.com/shop/WonderFall-Textured-and-Solid-Papers.html
Photos from Pixabay

Process
Used Scrap Now Template Set 2 - template 1
Moved the butterflies, tinted 2 small photo frames to cream
FromWonderful Fall MiniO by Vicki Steagall - Used White Textured paper, tan Paint spatter,
Largeframe, flower, leaves, ribbon, flair, title