Anna Aspnes:
ArtsyLayered Template 86 http://www.oscraps.com/shop/product.php?productid=33119&cat=383&page=1
UrbanStitchez 2 http://www.oscraps.com/shop/product.php?productid=33122&cat=383&page=1
ArtPlayPalette Chatter http://www.oscraps.com/shop/product.php?productid=33128&cat=383&page=1
ArtsyPaint 2 http://www.oscraps.com/shop/product.php?productid=33023&cat=383&page=1
ArtPlayPalette Elegance http://www.oscraps.com/shop/product.php?productid=33025&cat=383&page=1
Crowns 1 http://www.oscraps.com/shop/product.php?productid=31712;cat=383;page=10
TissueTextures 2 http://www.oscraps.com/shop/product.php?productid=32721;cat=383;page=2
ArtPlay EasterChicks http://www.oscraps.com/shop/product.php?productid=30109;cat=383;page=23

a little about my process: Open template and drag phot onto main Fotoblendz, change blending mode to allow photo (taken in bad light) to soften and blend somewhat. drag 2nd photo onto layer beneath textured paper. To make journaling stand out (it got lost when I added the photo), layer artsy paint beneath and change color overlay to white.