Microferk Designs - Thanks and Blessings Page Kit
Anna Aspnes Designs - Flowers No. 1
https://www.oscraps.com/shop/Thanks-and-Blessings-Page-Kit.html
https://www.oscraps.com/shop/Flowers-No.-1.html
I created a clipping mask for the top photo with a few brushes and then overlayed the stroke framed photo on top. I added a gold glitter style (from Miki's kit) to a stamped brush layer. I used pieces of wordart for the title and scattered elements around photos. I applied one of Miki's glitter styles to the ribbon.