ArtPlay Palette Beach by Anna Aspnes @ Oscraps * NEW *
http://www.oscraps.com/shop/product.php?productid=10009081&cat=383&page=1
WaterColor FotoBlendz No. 4 by Anna Aspnes @ Oscraps * NEW *
http://www.oscraps.com/shop/product.php?productid=10009078&cat=383&page=1
TextureMelange No. 2 by Anna Aspnes @ Oscraps * NEW *
http://www.oscraps.com/shop/product.php?productid=10009079&cat=383&page=1
UrbanStitchez No. 7 by Anna Aspnes @ Oscraps
http://www.oscraps.com/shop/product.php?productid=10009047&cat=383&page=1
ArtPlay Palette Sea Life by Anna Aspnes @ Oscraps
http://www.oscraps.com/shop/product.php?productid=44332&page=1
ArtPlay Palette Ocean Cove by Anna Aspnes @ Oscraps
http://www.oscraps.com/shop/product.php?productid=43872&page=1
ArtPlay Palette Salty Living by Anna Aspnes @ Oscraps
http://www.oscraps.com/shop/product.php?productid=30847&page=1
ArtPlay Palette H2O by Anna Aspnes @ Oscraps
http://www.oscraps.com/shop/product.php?productid=30915
ScriptTease Summer Overlays No. 1 by Anna Aspnes @ Oscraps
http://www.oscraps.com/shop/product.php?productid=43949&page=1
SeaSprinklez No. 1 by Anna Aspnes @ Oscraps
http://www.oscraps.com/shop/product.php?productid=44330&page=1
Photo by Maria Hert - www.mariahert.com
used with permission

Process
Started with ArtsyPaper from APP Beach. Added different transfers, overlays, TextureMelange and artstroke. Photo I clipped to WaterColor FotoBlendz. Added frame and erased the frame a little bit.
Placed elements from different APP and SeaSprinklez and gave them a shadow. Finally I added ScriptTease Summer Overlays (recolored) and wrote my text.