ArtPlay Palette Destiny by Anna Aspnes @ Oscraps * NEW *
http://www.oscraps.com/shop/product.php?productid=46607&cat=383&page=1
Artsy Layered Template No. 131 by Anna Aspnes @ Oscraps * NEW *
http://www.oscraps.com/shop/product.php?productid=46593&cat=383&page=1
LoveScripted No. 1 by Anna Aspnes @ Oscraps * NEW *
http://www.oscraps.com/shop/product.php?productid=46596&cat=383&page=1
ScriptTease Family No. 1 by Anna Aspnes @ Oscraps
http://www.oscraps.com/shop/product.php?productid=33218&page=1
Doily Edge Overlays No. 1 by Anna Aspnes @ Oscraps
http://www.oscraps.com/shop/product.php?productid=32396&page=1
Photos by Sandra Amling

Process
I started with Artsy Layered Template. Background is paper from APP Destiny (flip vertical) and another paper with blending mode Darker Color. Photos I clipped to frame masks and papers and transfers to various paints.
Then I added WordArts, Doily Edge Overlays and elements from APP Destiny.