Anna Aspnes
ArtPLay Palette Time
http://www.oscraps.com/shop/product.php?productid=45089&cat=383&page=1
Time WordArt N3
http://www.oscraps.com/shop/product.php?productid=45069&cat=383&page=1

I clipped twice the same photo on a transfer: the first time in black and white (blended mode Multiply), the second time in color (blended mode bright color). And I superimposed the same transfer in blended mode Multiply. I then added other transfers and frame with blended mode Multiply.