I made this for the challenge but forgot to use a template. So, technically I failed the challenge but I loved the way that it turned out. Especially the palm trees that look like glitter...which came from a mask over an ocean photo.

Used:
Jen Maddocks' "Sand and Surf Add On"
Anna Aspnes' "Art Play Saffron Villa"
Charlize Creations "Summer Sweetness Word Art"