Started with a sold paper and place the artsy transfer and a couple of transfers to build my background. Placed my photo in two different layer, the first one was blended using the color burn mode and the second one, turn in to B&W and blended with the luminosity blending mode. I used a brush to erase part of the artsy transfer behind my photo. Sorry if my photo is not big enough, LoL I tired ... Set the word art on place and worked on the challenge details, the circle frames. My last step was adding small details to the circles. Thanks for looking!