I used ACDSee Photo Editor (trial version). Phew, I suffered a little, what did it, because it was the first time I used this program. I liked, but it was like trying to make a layout for the first time.
Credits:
Createwings Designs_Birthday Dreams Kit Sample and Live,laught,love freebie
Sue Cumings_Scrap Apple_W1
other credits:
Jofia Devoe_mouse, mushroons and wheel barrow