Process: I started with an artsy paper from ArtPlay Palette Tannenbaum. I duplicated it twice and the copies were set to blending mode Multiply. I placed a transfer from ArtsyTransfers Tannenbaum and clipped the photo to this. The photo was also duplicated and set to blending mode Soft Light. I added the wordart from Holiday WordART Mix No 16 and some elements from MultiMedia Holiday No 9 and a fotoglow from Tannenbaum BONUS.