Have a Very Merry Christmas!
For this one I just threw a bunch of the artsy transfers and elements I liked on the page to get started. I was only after that that I added Christmas Nostalgia No 3 #10 music, the Holiday WordART Mix No.11 Beaded Threadz, and lined word from the palette.
I filled in with a title “bells” using various Effects, color burn blending at 67% Fill.
I thought it was missing something, so I added the frosted glass ornament (a layered template by Ashe Design) with a bunch of bells as the center photo.