Started this layout by placing my photo and blended it with a mask. After that I used brushes and textures to make my photo pop. Them I placed my paper, I used two, one solid and one artsy, erased part of the artsy and merged the two. Next step was to place the transfers, I used tree different one´s and deleted a few layers of each. At this point I added my cluster and the word art. Thanks for looking!