Watercolor3 (for 2022) Artistry Effect Builder: https://www.photographybb.com/product/watercolor3-artistry-effect-builder-for-photoshop/

Artplay Collection Sirenic (on sale until February 16, 2022)
Artplay Palette Sirenic (artsy paper 2, transfer 5, gold paint 1, frame, black and white ribbon, LW Love this)
Sirenic Fotoblendz No. 1 (mask 2)
Paper Textures No. 5 (texture 4)
Splatters No. 15 (splatter 6)

Used template from above-noted link, to create a watercolour version of my woodpecker image
Created new 12x12 document and placed artsy paper then transfer plus gold paint
Brought in fotoblendz and positioned the woodpecker image above and clipped to mask layer
Placed frame above woodpecker and deleted mask portion
Placed word label and ribbon plus paper texture to finish