Verdure Artplay Palette https://www.oscraps.com/shop/ArtPlay-Palette-Verdure.html
Verdure Fotoblendz https://www.oscraps.com/shop/Verdure-FotoBlendz-No.-1.html
Verdure WordART No 1 https://www.oscraps.com/shop/Verdure-WordART-Mix-No.-1.html
Multi-Media Branches #16 https://www.oscraps.com/shop/MultiMedia-Branches-No.-16.html

Photoshop Elements 14

Text: Emmas outfit was perfect. She commented that maybe she had watched Little Women on Netflix one too many times this year.

Lacking creative mojo these days, I turned to one of the sample layouts that Anna typically includes in the Bonus set that comes with each release. It helped get me started. I lifted the main parts of it, then added a second Fotoblendz to contain the larger photo. I used brushes to add more greenery (and to hide the blending seams) and used double wordART before adding my text. The background is Artsy Paper 4, with Artsy Paper 1 used as a texturizer on Color Burn Blend mode at reduced opacity toward the top of the layer stack. I used one of the Multimedia Branches as is and then plucked a ribbon from another one to cover a blend point between the two photos.