My eldest granddaughter looking so sweet and elegant!
I used an action on the photo that actually came with PSE 7: Click the Edit Guide button at the top of the Effects panel, then to to Actions and select Special Effects.
Thanks for looking - Ona
Credits:
Everything from the NEW Anisi Soit L'Automne kit by Kalina Designs (Digital-Crea)
Font: Elegant
Software: Adobe Photoshop Elements 7.0