Anna Aspnes :
ArtPlay Palette Hello Autumn
http://www.oscraps.com/shop/product.php?productid=44987&cat=383&page=1
PaintedLeaves N1
http://www.oscraps.com/shop/product.php?productid=44986&cat=383&page=1
Autumn WordArt N4
http://www.oscraps.com/shop/product.php?productid=44983&cat=383&page=1
Distressed Edge No. 4 Overlays
http://www.oscraps.com/shop/product.php?productid=27983"

The process is very simple. I clipped a solid paper and photo on the brush (leave). I used the blending method "Multiply" for the picture. Then I added other brushes colorized with papers, WA and transfer, as well as some 3D elements.