Anna Aspnes Designs:
Artsy Template MultiPack No. 2 - Free with $30 Purchase
ArtPlay Palette Destiny - http://www.oscraps.com/shop/product.php?productid=46607&cat=383&page=1
6 X 6 ArtsyKardz Destiny - http://www.oscraps.com/shop/product.php?productid=46618&page=1
ArtsyKardz Destiny - http://www.oscraps.com/shop/product.php?productid=46620&page=1
Urban Stitchez No. 1 - http://www.oscraps.com/shop/product.php?productid=32916&page=1
JazzedUpLoopDaLoop No. 2 - http://www.oscraps.com/shop/product.php?productid=33022&page=1
Girlish TextFrames No. 1 - https://www.oscraps.com/shop/product.php?productid=28204&page=1
ScriptTease Fall No. 1 - http://www.oscraps.com/shop/product.php?productid=28339&page=1
ArtPlay Palette Encapsulate(wordart) - http://www.oscraps.com/shop/product.php?productid=28723&page=1

Process:
Started with ArtsyLayered Template from Artsy Template MultiPack No. 2
Clipped my photos to the clipping masks
Clipped ArtsyKardz Destiny to remaining clipping masks
Replaced several layers with an ArtPlay Palette Destiny Paper, added transfers
Added Stitching & Loop
Placed ScriptTease & Girlish TextFrame
Finished by placing APP Destiny elements and wordart